Insurance bad faith occurs when an insurance company fails to abide by the terms and conditions of the Insured’s policy and purposely refuses to pay out to a policyholder for a legitimate claim.

If your insurance company does not abide by the terms of your policy or rules of law, the company can be held accountable not only for policy benefits, but additional compensatory damages and attorney’s fees.

Examples of Bad Faith include:

Failure to promptly investigate or perform due diligence in claims mishandling
Delaying or denying payment
Delaying or denying medal care
Giving unreasonably low offers for legitimate claims and damages
Unreasonably interpreting policy language
Refusing to settle a case or compensate you for the entirety of your loss


When it comes to dealing with insurance companies it takes expertise to interpret policies, medical records, correspondence with insurance agents and property evaluations. Vaka, Larson and Johnson, P.L., has the knowledge, experience, expertise and resources to challenge even the largest insurance companies.

Our attorneys work zealously to ensure that your insurance company lives up to its contractual and legal obligations to pay for covered losses and damages.